Cash earnings $4,627 million, down 8%
Cash earnings per ordinary share down 18%
Dividend 116 cents, down 18%
Ted Evans, Chairman
The past year has been one of extraordinary challenge and change...
“Everywhere I go I talk to our customers (and to our people) about what we stand for. I explain our vision - to be the leading financial services company in Australia and New Zealand – and I am clear on our strategy; to put customers at the centre of our business... ”
Gail Kelly, CEO
I am very proud to be presenting this report to shareholders...
The interactive version of the 2009 Annual Report provides shareholders quick and easy online access to the full report including the audited financial statements. A downloadable PDF file of the Annual Report is also available from here.
Westpac Retail and Business Banking (WRBB) is responsible for sales, marketing and customer service for all consumer and small-to-medium enterprise customers within Australia under the ‘Westpac’ and ‘RAMS’ brands.
St.George Bank is responsible for sales, marketing and customer service for our consumer, business and corporate customers in Australia under the St.George brand. It also includes the management and operation of BankSA.
RAMS Home Loans (RAMS) is a brand of RAMS Financial Group Pty Limited, which is wholly owned and funded by Westpac.
BankSA is the largest financial institution in South Australia and an icon in the State due to its powerful brand, extensive branch network, long and rich history, and substantial community involvement.
BT Financial Group Australia (BTFG) is Westpac’s wealth management business. As a result of the merger with St.George, BTFG now also includes operations under the Asgard, Advance, Ascalon, Licensee Select, Magnitude, BankSA and Securitor brands.
Westpac Institutional Bank (WIB) delivers a broad range of financial services to commercial, corporate, institutional and government customers either based in or with interests in Australia and New Zealand.
Westpac New Zealand is responsible for sales and service of banking, wealth and insurance products for more than 1.2 million consumers and small to medium business customers in New Zealand. It has more than 930,000 registered online banking users.
Pacific Banking provides a full range of financial products, including home, personal, and business lending, and savings and investment accounts, for more than 245,000 retail and business customers throughout the Pacific.
4 November 2009
View the live webcast of the 2009 Full Year Results briefing.
“Sustainability is at the heart of The Westpac Group’s culture. Our employees demand it and our customers expect it. It’s a perpetual journey of reducing... ”
Westpac Banking Corporation ABN 33 007 457 141. Information contained in or accessible through the websites mentioned in the Annual Review and Sustainability Report and the Annual Report do not form part of this online document unless we specifically state that it is incorporated by reference and forms part of this document. All references in this report to web sites are for information only. For more information about The Westpac Group refer to Useful Information and Contact Details, or visit www.westpac.com.au/investorcentre.
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Copyright © 2009 Westpac Banking Corporation ABN 33 007 457 141
